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What Is A Linked Credit Agreement

1. Where the consumer has exercised a right of withdrawal based on Community law with respect to a contract for the supply of goods or services, he is no longer bound by a bound credit contract. 7. Where the agreement was reached at the request of the consumer with a means of remote communication that does not provide the information covered in paragraphs 1 and 3, including in the cases covered by paragraph 4, the lender immediately fulfils the obligations of the credit agreement under paragraphs 1 and 3 by providing the contractual information covered by Article 10. , to the extent that this article is applicable. (a) all terms of the lease or related agreement (including a related transaction); (a) either from the date of the conclusion of the credit agreement or 3. This article does not affect national provisions which, in solidarity, make the creditor jointly liable for any consumer claim against the supplier when the purchase of the supplier`s goods or services was financed by a credit contract. (d) in the case of an overdraft facility, the total amount of the credit is considered total and used for the duration of the credit contract. If the duration of the overdraft facility is not known, the annual percentage interest rate is calculated assuming that the term of the credit is three months. (i) presents or offers consumer credit contracts; (e) amend the terms of the agreement or agreement associated with it; (b) the creditor may, on an exceptional basis, seek higher compensation if he can prove that the loss he suffered as a result of the prepayment is greater than the amount set in accordance with paragraph 2. (f) credit contracts in which the credit is granted without interest and without other fees and credit contracts, the terms of which must be repaid within three months and which must be paid only insignificant fees; Make it clear what information you think is wrong and why.

Include all the evidence you have to prove why the information is false. If you have a claim for non-compliance or misrepresentation against the supplier of goods or services, section 75 gives you the same right against the creditor. However, where the credit contract falls within the scope of paragraph 3, only the provisions of this paragraph apply. (ii) If the date of the conclusion of the credit agreement is not known, it is considered that the original date of use is the one that gives the shortest interval between that date and the date of the first payment by the consumer. (ii) at the time of the conclusion of the credit agreement, an independent interest charge, expressed in a single amount, is paid; 3.

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